OS/2 doesn't initialize the uid, gid, or unix-style permission bits.  The
uid, gid, & umask mount options perform pretty much like those for the fat
file system, overriding what is stored on disk.  This is useful for users
sharing the file system with OS/2.

I implemented a little feature so that if you mask the execute bit, it
will be re-enabled on directories when the appropriate read bit is unmasked.
I didn't want to implement an fmask & dmask option.
Signed-off-by: Dave Kleikamp <shaggy@austin.ibm.com>